Update the beneficiaries on regular intervals : You may have been single, or earning a reduced amount of money when you originally made the trust to your parents, but once you have married or earning an offer, you will have to make consider the new circumstances of the affairs. And of course, dozens of tax-deferred earnings inside annuity is going to be taxed as standard income towards the beneficiary.
Try starting a conversation about a hobby you enjoy or asking when they like (...)